My new plan of action!

So I have decided to consolidate my debt! I'm taking a 20K loan,with about 11K i am paying off my Afr Bank Loan...then my balance left over will be about 9K. With that im paying off my credit card which is about 3K, then I'll have about 5.5K left over. Then I will get 4.5k at the end of September. So here is my new budget:

September 2010

[1] African Bank [PAID]
[2] Credit Card R360 [PAID]
[3] Pay cellphone R140 [PAID]
[4] David R1000 [PAID]


October 2010

[1] Loan R1000
[2] Cellphone R150
[3] Miki R250
[4] Credit Card R250
[5] Kelz Accounts R550
[4] Pay tech fees R1000(will still owe R9.9k)
[5] Get Laptop R1300
Total Income for October=R4500-R4500
TOTAL PROFIT=R0

November 2010

[1] Loan R1000
[2] Cellphone R150
[3] Pay Credit Card R150
[4] Pay tech fees R3000 (will still owe R6.9k)

Goals and Finances for September 2010

This month is going to be a true grind!

I have to complete over 8 assignments, write tests and continue working and making that paper, not to mention grinding out on the poker circuit.
In the previous post I posted my goals for the year this month i'm posting my goals for this month.

1] Complete my assignments and pass all tests.
2] keep up win % at work.
3] Don't risk more than I can afford to at the poker table.
4] Buy sister a birthday present.
5] Complete July's financial checklist

July's financial checklist

Bank Loan - R2000
Cape Tech - R2000
Cellphone - R200
Credit Card - R300

Total = R6000-R4500 [+R1500]

Financial predictions for August 2010

Prediction for August's Debt

Cellphone- R450 (Old contract)
Cellphone- R450 (New contract)
Credit Card-R400
Bank Loan- R1000
Cape Tech- R500
Random Loans- R1000

Total-[R4300]

Grand Total Profit= R6600-R3800 [+R2800]

Life's A Hu$tle

Prediction for July's Debt

Cellphone-R240 [PAID]
Credit Card-R360 [PAID]
Bank Loan- R1400 [PAID]
Cape Tech- R3000 [PAID]

Total-[R5000]

Grand Total Profit= R5300-R5000 [+R300]
[R1800]

Prediction for August's Debt

Cellphone- R450 (Old contract)
Cellphone- R150 (New contract)
Credit Card-R400
Bank Loan- R2000
Cape Tech- R2000

Total-[R5000]

Grand Total Profit= R7000-R5000 [+R2000]

Things have been going quite smoothly of late, won a bit of money here and there. The good things is that in poker and sports betting i'm up and playing with my head not the heart. The FIFA World Cup just ended well done to Spain for winning it, unlucky Holland there's always next time. South Africa can go back to normal now, at least the world can see we don't have lion 's roaming around in the streets.

It is the middle of the year and I have reached my financial goals so far, but my body and studies have been taking a bit of a toll, my college marks aren't terrible but can be better if I want to finish next year. My body on the other hand is flabby and overweight! So I'm going to set out a few GOALS that I have to achieve by the end of the year!

GOALS:

1] PASS ALL SUBJECTS FOR SEMESTER 2
2] CONTINUE TO PAY DEBT, AND HAVE MY BANK LOAN PAID OFF BY DECEMBER 2010 & CELLPHONE BY SEPTEMBER
3] LOSE 10 KG OF FAT AND PACK ON MUSCLE OR GET LEANER
4] QUIT SMOKING BY NOVEMBER 25TH FOR THE LATEST
5] SORT ALL MY TEETH PROBLEMS OUT [COMPLETED]

Debt Getting PAID...

Laptop- R1800 [PAID]
Cellphone- R240 [PAID]
Camera-R300 [PAID]
Bank Loan-R1500 [PAID]
Random Loans-R1500 [PAID]

TOTAL PAID OFF IN JUNE- R5340

Tough month...

Haven't blogged for a while, internet hasnt been working too well..Still waiting to get paid, at work my loss percentage has gone over 33% which is terrible, think im just getting bored. I have got to try to get my mind right before I get fired! It is the round of the last 16 for the World Cup, only one african team left: Ghana. they carry the hope of africa. Anyways will update soon

Akon-Konvict music

Went to the Akon concert tonight (Sat 5th '10) it was ok, just felt a bit tired and run down before the concert. Otherwise all good!